Choosing the perfect senior supplemental plan will make you very happy, too!
You need an agent who can help you navigate the "alphabet soup" that is Senior health care.
Timing is critical! Do I need to sign up? When should I sign up? How do I sign up? What is Medicare, anyway?
Start with Original Medicare,
Parts A and B.
Medicare Part A
Part A Includes all your inpatient (hospital) expenses. Most people have worked enough years during their working lives to have Part A at no cost.
Medicare Part B
Part B includes outpatient expenses, such as doctor visits or lab work.
Part B typically has a monthly premium that is paid to the government.
Medicare Supplements are plans that work with Parts A and B.
Medicare Part D
Part D is another name for Prescription Drug plans.
These plans work alongside Parts A and B.
Many Advantage plans have Part D included.
Medicare Supplements typically do not include prescription drug coverage
Medicare Part C
Part C is better known as Medicare Advantage.
Think of them as "all in one" plans that combine benefits of Parts A, B and D, often at nominal cost.
The Other Parts of Medicare: Part D and Part C
Medicare is basically an 80/20 plan. Parts A and B take care of about 80% of your expenses, and about 20% is your responsibility. You will need to decide how to take care of the remaining 20%, either by using a Supplement plus a Prescription Drug Plan, or with an "all in one" plan known as Part C (Medicare Advantage).
This is where I come in.
As your agent, I help you choose the best plan for you and your unique situation.
Call me for a free no-obligation appointment/consultaion for plan advice and recommendations.
I'll provide the clarity you're seeking and together we'll choose your perfect plan
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov or 1800MEDICARE to get information on all of your options.